📱Download your Ramsey Network App today! George Kamel & Ken Coleman answer your questions and discuss: "How do I help my aunt recover from a scam?" "What's the real difference between a debit card and credit card?" "How do I get my wife to quit using credit cards?" 5 ways the national debt affects every American, Why you shouldn’t follow "Investing Bros'" advice. Support Our Sponsors: MamaBear Legal Forms: mamabearlegalforms.com and use promo code RAMSEY to save 20% Churchill Mortgage: Get started at ChurchillMortgage.com NetSuite: Free KPI checklist, visit netsuite.com/Ramsey  Zander Insurance: Go to zander.com or call 800-356-4282 for a fast and easy quote today.  BetterHelp: https://www.betterhelp.com/Delony to get 10% off your first month Next Steps 🏘️ Free Tools & Resources to Reach Your Home Goals 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! ☎️ Share your thoughts on The Ramsey Show & more! 💵 Start your free budget today. Download the EveryDollar app! 🚢 The Live Like No One Else Cruise is booking fast!  📈For help with investing, get connected with a SmartVestor Pro.  Listen to more from Ramsey Network 🎙️ The Ramsey Show   🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Ramsey Solutions is a paid, non-client promoter of SmartVestor Pros. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy