Money Minded

Ask us a question or suggest a topic 🤙What if your financial future wasn’t just something to hope for, but something you could design with clarity and purpose? In this episode of The Money Minded Podcast, Ryan and Terry dive into the transformative concept of Future Authoring—a groundbreaking approach to making your money meaningful.What you'll learn:Why traditional goal-setting methods often fall short and what to do instead.How to connect your finances to a life well-lived, transforming “money tasks” into purposeful action.The key to developing an internal compass for financial decisions, so your financial decisions maximise your return on life. The secret to aligning with your partner and creating a shared vision for financial success.Don’t just dream about financial freedom—start crafting it today. Tune in to discover the tools and mindset shifts that will help you transform your relationship with money and achieve what truly matters.🔗 Links and Resources:The 5 Life Windowshttps://www.notion.so/cashflowco/The-5-Life-Windows-410402ca5e7b4690889451dc2ad3badd🎧 Ready to take the first step toward financial clarity? Listen now and find out your financial skill score 👇 Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/ Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now. 🔗 https://www.facebook.com/groups/4609737389252111 Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. 🔗 https://www.cashflowco.com.au/mentorship

Ask us a question or suggest a topic 🤙In the third episode of the series, Ryan and Terry reveal the path that led to the development of the 5 skills that make up the money mapping method. They also share new research that explains why it works.  In this episode: 📚 The One Number that Matters Most: The one input that dictates almost all results in personal finance. From the biggest best known study every done.🛠️ Why Prescriptions Don’t Work: Learn why following “one-size-fits-all” advice doesn’t build the essential skills needed for long-term success. 🚧 The Skill Gap Holding You Back: Discover how a lack of financial skill not discipline or effort—is the real obstacle to achieving your full potential.🧩 The Anatomy of the Money Mapping Method: how the 5 skills of money mapping work to help you scale your money mountain. 🎯 The Science of Motivation: The latest research into how controlled and autonomous motivation affect financial wellbeing and long term results. Links to resources mentioned: Book: The Millionaire next door Book: Clearer Closer Better Research: Controlled vs Autonomous Motivation in Finance  Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/ Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now. 🔗 https://www.facebook.com/groups/4609737389252111 Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. 🔗 https://www.cashflowco.com.au/mentorship

Ask us a question or suggest a topic 🤙Is money a friend or foe in your life? Join Terry and Ryan as they strip away the myths, fears, and confusion around money to help you build a healthier, more empowering relationship with it. They’ll take you back to basics, exploring what money really is (hint: it’s not the villain in your favourite movie) and why your beliefs about it might be holding you back.Expect eye-opening insights, practical tips, and a deep dive into the language and psychology of money—because you can’t master what you don’t understand. If you’ve ever felt stuck, conflicted, or overwhelmed about finances, this episode is your money mindset reset. What you’ll learn in this episode:The surprising cultural myths that make us fear and loathe money.Why money is completely neutral—and how to use that to your advantage.How your subconscious beliefs might be quietly sabotaging your finances.A step-by-step process to rethink and redefine your relationship with money.What happens when you stop projecting fear and start seeing money clearly.Ready to redefine your money story? Tune in now. 🎧✨ Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/ Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now. 🔗 https://www.facebook.com/groups/4609737389252111 Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. 🔗 https://www.cashflowco.com.au/mentorship

Ask us a question or suggest a topic 🤙In this episode, Ryan and Terry address the new name for the podcast, and preview their new series: escape plan 2.0. After more than five years and thousands of hours spent working 1:1 with people, they're revisiting season one and updating it. This series lays out their most important lessons and pulls back the curtain on their money mapping method.  🎧 What’s Inside:The journey behind the name changes and why "Money Minded" resonates deeply.Their most important insight, and how it informs their best success stories.A sneak peek into the upcoming series – a comprehensive guide crafted from 5+ years of lessons, 109 episodes, and coaching over 1,200 people globally.Inspiring insights into turning financial challenges into a fulfilling climb toward lasting success.💡 Key Takeaway: Forget chasing "easy" solutions. Real transformation happens when you enjoy the process of managing your money, building skills, and making empowered decisions.Join us for this thought-provoking introduction as we redefine the way you think about money and kickstart your journey toward financial harmony and freedom. Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/ Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now. 🔗 https://www.facebook.com/groups/4609737389252111 Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. 🔗 https://www.cashflowco.com.au/mentorship

Ask us a question or suggest a topic 🤙Cam was stuck. He’d thought building wealth through real estate would be his vehicle to financial freedom, but hit a serviceability ceiling.He’d tried different careers, but nothing had really stuck. He was burned out and knew he had to reassess things.So when he came across the concept of buying an established business, he looked a little harder than most.And he found some genuine opportunities. But even though it’s a ‘buyers market’, it wasn’t easy. Finding the right business and securing finance came with some effort - but he made it happen.And in this episode he takes you inside the process and explains how it all works.Expect to learn:Why he prefers business over real estate as his vehicleWhy buying business is a buyers marketHow he got the deal done by getting two variables rightHow he’s improving his asset from day oneOwning a business is the most likely way to build wealth, and buying one that’s already been built is the ultimate cheat code. In this ep, you’ll see why. Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/ Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now. 🔗 https://www.facebook.com/groups/4609737389252111 Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. 🔗 https://www.cashflowco.com.au/mentorship

Ask us a question or suggest a topic 🤙So you've got a business idea, how do you know if it's good enough to take the leap? In this episode you'll learn a specific process for answering that question. Repeat founder Grant Butteriss shares one of the most valuable lessons he ever got in business (and the cost). Then, he shares a simple framework you can use to stress test your idea before taking the big bet. If you've ever wanted to do your own thing, but don't know where to start - this episode is for you. Also in this ep: 01:30 Introducing Grant and His Background03:08 Grant's Journey in Business04:57 Challenges and Strategies in Business Growth06:58 The Reform Story19:19 Lessons from Business Failures30:13 Validating Business Ideas40:37 The Importance of Targeting Specific Groups42:17 The Role of Connections in Problem Solving45:12 Avoiding Common Mistakes in Customer Development46:29 Balancing Passion and Pragmatism50:38 Building a Business Model Hypothesis55:57 Vitamin vs. Painkiller Solutions01:07:13 Testing Customer Interest and Commitment01:11:38 Overcoming the Fear of Failure👉 Grants' Linkedin profile 👉 Grants' website  Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/ Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now. 🔗 https://www.facebook.com/groups/4609737389252111 Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. 🔗 https://www.cashflowco.com.au/mentorship

Ask us a question or suggest a topic 🤙In this episode, Terry welcomes back Helen and Chase, who share their evolution since their last appearance in 2022. They discuss their struggles with initial investment property failure and how they've grown, both career-wise and financially, over the past few years. Helen and Chase dive into their ventures in real estate, Bitcoin, career shifts, and their new venture. The conversation highlights the importance of continuous learning and striving to create meaningful impact while juggling family and financial responsibilities.00:00 Introduction and preview 07:10 Big Changes Since 202214:02 Exploring Cryptocurrency Investments19:03 Career Transitions and Personal Growth30:09 Navigating Career Decisions and Trade-offs31:20 The Addictive Nature of Career Gains32:19 Realizations About Work-Life Balance33:52 Reflections on Career Choices and Regrets34:54 Starting a New Chapter: Closer to Home36:06 The Journey to Reignite Passion36:42 Rediscovering Chace's first profession38:16 Building a Business Together40:44 The Importance of Culture and Team Dynamics42:55 Creating a Rewarding Client Experience50:50 Challenges and Strategies in Business55:30 Advice for Aspiring Entrepreneurs01:03:15 Future Goals and Community Engagement01:05:14 Conclusion and Final Thoughts Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/ Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now. 🔗 https://www.facebook.com/groups/4609737389252111 Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. 🔗 https://www.cashflowco.com.au/mentorship

Ask us a question or suggest a topic 🤙Britt and Luke have always supported each other to go after their goals. But they'd gotten caught up living life on defence. Lurching from one spot fire to the next and never looking up to define their own direction. In this episode, Britt candidly takes us behind the curtain to show us how they pushed forward and created their own momentum.And how they forged a financial foundation they could build on to make Britt’s business dream a reality.If you’re feeling stuck in a reactive stance, and sick of living life on the back foot, this episode is for you. Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/ Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now. 🔗 https://www.facebook.com/groups/4609737389252111 Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. 🔗 https://www.cashflowco.com.au/mentorship

Ask us a question or suggest a topic 🤙Bryce and Lisa got together after knowing each other for years. After moving in, they realised they didn't want to live like housemates anymore. But they weren't sure how they could combine their finances. Lisa was conservative and generally liked to keep her money saved. Bryce has run into debt on several occasions, and admits he always saw his money as his own.After seeking guidance, they learned how to work together with their money, and how to set up their money life to achieve their goals. In this episode, they reflect on their journey and share the big lessons they've learned in the process. This episode highlights how being deliberate and intentional with finances can strengthen relationships and help couples achieve their shared ambitions. 00:00 Introduction to Bryce and Lisa's Financial Journey00:39 The Importance of Combining Finances04:10 Early Relationship and Financial Challenges06:09 Traveling and Managing Finances10:55 Joining the money mentorship and Initial Impressions13:09 Setting Up Financial Structures19:25 The Benefits of Joint Accounts25:08 Mapping and Forecasting Finances26:53 Planning for Future Expenses27:18 Intentional Decision Making28:56 Reflecting on Financial Achievements30:36 Refinancing and Financial Strategies41:17 Career Flexibility and Creative Outlets45:16 Future Plans and Personal Goals50:54 Advice for Couples on Financial Unity54:19 Conclusion and Final Thoughts Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/ Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now. 🔗 https://www.facebook.com/groups/4609737389252111 Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. 🔗 https://www.cashflowco.com.au/mentorship

Ask us a question or suggest a topic 🤙Mastering Financial Goals: Terry Condon's Six-Step SequenceIn this episode, Terry shares his six-step sequence for funding any financial goal. This framework provides clear direction and an actionable plan for achieving financial objectives. Terry emphasizes the importance of setting clear targets, breaking goals into manageable milestones, celebrating progress, cutting out unproductive behaviors and relationships, strategically finding and raising money, and anticipating potential failures. He also shares personal examples and success stories, and directs listeners to a downloadable worksheet to apply the sequence to their own goals.00:00 Introduction and Purpose01:45 The Six-Step Sequence Overview02:34 Step 1: Set Your Sights03:16 Step 2: Make the Mountain Smaller07:12 Step 3: Lose the Deadwood10:01 Step 4: Plot Your Path19:18 Step 5: Travel in Tribes21:44 Step 6: Foreshadow Failure24:55 Conclusion and Next Steps>>> Access the worksheet Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/ Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now. 🔗 https://www.facebook.com/groups/4609737389252111 Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. 🔗 https://www.cashflowco.com.au/mentorship

Ask us a question or suggest a topic 🤙In this episode of the Wealth Time Freedom Show, hosts Terry and Ryan discuss the challenge of analysis paralysis in the personal finance space and how tools can serve as an antidote. They define what constitutes a tool, emphasising its role in converting information into actionable insights and results. They explore various examples, such as spreadsheets and digital apps, highlighting their power to simplify complex decisions and facilitate progress. The discussion also touches on the importance of feedback loops and skill acquisition in enhancing financial management. 00:21 The Curse of analysis paralysis01:40 Defining and utilising Tools03:55 The impact of technology: From iPhone to Apple watch05:22 Navigating the world with tools09:17 finding and Using effective Tools11:35 Practical applications and feedback Loops17:20 Wrapping up: overcoming analysis paralysis Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/ Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now. 🔗 https://www.facebook.com/groups/4609737389252111 Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. 🔗 https://www.cashflowco.com.au/mentorship

Ask us a question or suggest a topic 🤙👇 Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/ Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now. 🔗 https://www.facebook.com/groups/4609737389252111 Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. 🔗 https://www.cashflowco.com.au/mentorship

Ask us a question or suggest a topic 🤙Join Terry and our new co-host Brooke Dawson, who brings thrilling personal news, as they dive into the vital topic of financial literacy for kids. This episode is crucial for parents eager to set their children on the path to financial independence.Also in this ep: The simple thought experiment that will change the way you help your kids.Why teaching kids about money is waste of time. How kids can develop a healthy relationship with money while building self esteem. How to turn money into a game kids love to play. Loaded with actionable advice, this episode will transform your approach to financial education, preparing your kids for a prosperous and confident future.Resources:Stockspot - Investing for kids Strong Money Australia - Podcast: Investment Bonds ExaminedBook: How Ella Grew and Electric Guitar Explore more on our website and stay connected through our social media for continuous insights and updates! Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/ Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now. 🔗 https://www.facebook.com/groups/4609737389252111 Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. 🔗 https://www.cashflowco.com.au/mentorship

Ask us a question or suggest a topic 🤙If you're working harder and harder and the numbers are getting bigger but your life doesn’t feel like it's getting any better, this episode is for you. Join Terry as he reconnects with Mitch Parkins to uncover how he and his wife Brooke broke free of ‘the grind’ to get after their dream of travelling Aus.Expect to learn: The powerful psychological shift that preempted the changeThe process, resources and tools they used to build the skills and confidence to fund their tripThe sequence of steps they took to ensure their experience isn’t setting them back, but propelling them forward.Resources and links mentioned:The 5 life windows visualEpisode 87Episode 88 Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/ Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now. 🔗 https://www.facebook.com/groups/4609737389252111 Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. 🔗 https://www.cashflowco.com.au/mentorship

Ask us a question or suggest a topic 🤙Financial decisions can be paralysing. In this SHOT ep Terry shares his most powerful tool for making money moves 10x simpler. This simple question will unlock clarity and conviction while ensuring you accumulate the most valuable asset you can own.  Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/ Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now. 🔗 https://www.facebook.com/groups/4609737389252111 Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. 🔗 https://www.cashflowco.com.au/mentorship

Ask us a question or suggest a topic 🤙Dive into a transformative conversation with renowned buyer's agent Cate Bakos on this week's episode. Whether you're navigating your first purchase or aiming to expand your property portfolio, Cate's insights are invaluable for every couple looking to strengthen their financial future together. Don't miss out on this essential listen for anyone serious about mastering the art of property investment!🌟 Why Banks May Not Love Your Dream Property: Learn the risks and how to avoid them.🔍 Real-Life Lessons on Financial Decisions: Hear about Cate's biggest property blunders and what they taught her.🤝 Building a Supportive Partnership in Investments: Cate discusses the importance of alignment in couples' financial goals.🚀 Evolving from Mistakes: Discover how setbacks can propel you to greater success.By the end of this episode, you'll have a clearer understanding of how to navigate the property market with confidence and strategic insight, ensuring your investments not only grow but thrive.Resources and LinksCate's website  Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/ Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now. 🔗 https://www.facebook.com/groups/4609737389252111 Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. 🔗 https://www.cashflowco.com.au/mentorship

Ask us a question or suggest a topic 🤙In a very different ep, Mitch hosts Ryan and Terry on share what they’ve learned about personal transformation and change building their business and helping others achieve their goals.You’ll hear the untold story of the business in detail they’ve never really talked about. And how you can use these insights to engineer powerful personal change in your own life.Expect to learn:The missing third founder, and the moments that made the business a realityWhat starting out looked like, and how (and why) they persisted.The 6 step sequence that codifies all personal transformation and changeThe missing ingredient for achievement.If you want to know how to tap into your primal programming to back yourself and make big things happen in your life, this episode is for you. Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/ Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now. 🔗 https://www.facebook.com/groups/4609737389252111 Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. 🔗 https://www.cashflowco.com.au/mentorship

Ask us a question or suggest a topic 🤙This is one of our most dramatic transformations yet. In 18 months Avril Dunn has completely reimagined her life and career. Her future now looks nothing like her past. In this conversation, she takes us through where she’s been, where she is, and where she’s going. She also shares her experiences and lessons: Investing herself to build new skills Facing doubt and uncertainty Putting herself in a position to capitalise on opportunities. Backing herself to go after big ambitions. Building the discipline to succeed. If you’ve got to this part of the year and it feels like the grind is getting the best if you and your best intentions are starting to slip away , Avril’s story is the red bull that gives you wings.  Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/ Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now. 🔗 https://www.facebook.com/groups/4609737389252111 Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. 🔗 https://www.cashflowco.com.au/mentorship

Ask us a question or suggest a topic 🤙In this episode, Terry sits down with two exemplars of teamwork: Brooke and John Dawson. Their story of transformation is an inspiration for those who back each other, but find themselves bickering when it comes to money. 12 months ago, they were working hard. But things weren't working. And taking on second jobs, and counting every cent didn't seem to matter.  They'd been focused on buying a home for years, but their efforts didn't seem to be paying off. They knew that if they couldn't figure it out, it would continue to create unnecessary stress and tension between them. In this conversation, they discuss how they went about transforming themselves, their money, and their lives. They now have choices they never thought they’d have. And they’re reconsidering what is possible for their future together.If you’ve had big ambitions for the year, but that motivation is starting to slide, this episode will get you back in the game. Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/ Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now. 🔗 https://www.facebook.com/groups/4609737389252111 Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. 🔗 https://www.cashflowco.com.au/mentorship

Ask us a question or suggest a topic 🤙Does it make sense to pay money to make money? That is the question and in this episode, Mitch and Terry get to the heart of the matter. Because the truth is, there are times when it does, and there are times when it does NOT make sense.  The rules and tools in this episode will help you make wise investments in yourself for the rest of your life. Also in this ep:The hidden cost you're already paying How 'myopic loss aversion' muddies our thinking How to value financial education Terry's three steps for determining how much to invest Resources and Links MentionedTerry's article 👉  'How Much Should You Pay for Financial Education?' Episode #87 Mitch and Brooke's storyEpisode #88 on decisions Episode #78 Rachael Taylor Episode #21 The WHO not HOW rule  Find out your financial skill scoreDo you have the money skills to fund your goals? Take the 4 minute quiz here🔗 https://financialskill.scoreapp.com/ Join our podcast communityGet live updates, talk shop with us and meet like minded legends in our digital treehouse. Click here to get access now. 🔗 https://www.facebook.com/groups/4609737389252111 Other links 👇Money mentorship: Click here to start putting what you've been learning into practice. 🔗 https://www.cashflowco.com.au/mentorship