William Napier, a Product Director focused on Open Banking in Europe, the Middle East, and Africa at Envestnet | Yodlee joins Mike Langford for a deep dive into the data and data standards that are the foundation of making Open Banking and Open Finance possible.

Jason O'Shaughnessy, Head of International Business at Envestnet | Yodlee joins Mike Langford to explore how Open Finance is leading to a new frontier of financial wellness. Jason explains why providing a complete picture of a customer's financial life is critical to any viable financial wellness initiative.

Yao Tang joins Mike Langford to share how Responsible Lending standards are helping to build a healthier financial system in Australia. Yao and Mike also discuss how Envestnet | Yodlee is providing the tools that banks and lenders can use to better serve their customers with the firm's Credit Accelerator.

Brian Costello, Vice President, Data Strategy & Strategic Solutions at Envestnet | Yodlee returns to the podcast continuation of our conversation about Open Banking and Open Finance. In this episode, Brian and Mike dive into some of the variations to Open Banking Yodlee sees around the world and the opportunities the open finance movement presents.

Juan Romera, Product Evangelist at Abe.ai joins Mike Langford to explore how conversational A.I. is allowing banks and other financial institutions to deliver hyper-personalized experiences for their customers. One of the most fascinating parts of the conversation comes when Mike and Juan dive into how virtual financial advisory tools, driven by conversational A.I., allow services that were previously only delivered to HNW and UHNW clients to be made available to every client. Note: Abe.ai was acquired by Envestnet | Yodlee in 2019 and today their tools leverage the full power of Yodlee's Insights Solutions.

Rob Guilfoyle, CEO of Abe.ai joins Mike Langford to explore how engagement tools powered by artificial intelligence are enhancing the digital experience and financial wellbeing of banking customers around the world. Rob and Mike also discuss some fascinating topics such as "Why is it that we are so comfortable chatting with a bot online for customer service? And what does that simple comfort level with emerging conversational A.I. tools mean for the future of banking?" Note: Abe.ai was acquired by Envestnet | Yodlee in 2019 and today their tools leverage the full power of Yodlee's Insights Solutions.

Jason O'Shaughnessy, Head of International Business at Envestnet | Yodlee joins Mike Langford to explore how Open Banking has evolved from what Jason dubbed "a Version 1.0" state into what we have today. Jason also offers some really interesting thoughts on what the financial industry and governments around the world can do to build on the best elements of the current open banking frameworks in place in Europe while avoiding some of the things that might not be the best to emulate moving forward.

Joshua Gordon-Blake, COO of Pangea Money Transfer joins Mike Langford for an exploration of the international remittance market. Josh and Mike also spend some time on the FinTech opportunities available in emerging markets that may surprise you. Josh explains how Rally Cap Ventures, an early-stage fund in which he is a limited partner, selects FinTech startups to invest in.

Brian Costello, Vice President, Data Strategy & Strategic Solutions at Envestnet | Yodlee joins Mike Langford to explore how Open Banking can be used as the catalyst to a future of hyper-personalize financial services for consumers. Resources Mentioned In This Episode: Open Banking Central - This is the Envestnet | Yodlee hub for all things Open Banking.eBook - What Lessons Can the U.S. Learn from Open Banking in the UK?Whitepaper - Unlocking the Benefits of U.S. Open Banking

Scott Wetzel, CEO of SkyView Partners joins Mike Langford and Christine Loredo to explore how niche banking is reshaping the landscape for mergers and acquisitions in the wealth management space and what other market segments can learn from this trend.

Sonny Singh, Chief Commercial Officer of BitPay joins Christine Loredo and Mike Langford to shed some light on why bitcoin and other cryptocurrencies are gaining adoption as payment mechanisms of choice around the globe.

David Nohe, CEO of FinGoal joins Holly Weckler and Mike Langford for a "Founder Story" discussion about how he and his wife discovered the need for a new financial wellness solution that would seamlessly work with a consumer's existing financial institution. The couple recognized that machine learning held the promise to surface meaningful savings for the average consumer without requiring them to radically alter their lifestyle.

Dion Lisle of FACERE25 and Mike Sigal of 20022 Labs join Christine Loredo and Mike Langford take a deep dive into the B2B payments landscape and explore some of the exciting innovation opportunities available to FinTech startups and established financial institutions. Additional Resources Mentioned In This Episode: Blog Post - ISO 20022 by Dion LisleWebinar Recording - ISO 20022 Business Drivers by Mike Sigal and Mike Bradley of 20022 Labs.

Christine Loredo, VP of FinTech Evangelism & Innovation Programs and Holly Weckler, Senior API Program Manager at Envestnet | Yodlee join Mike Langford to share the origins and success stories that led to the creation of the Launchpad Ecosystem.