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formerly 'this is money' & 'my millennial money'

Join Glen James as he helps you sort your money out and get invested. Money, property, careers, life & everything in between.


Formerly this is money & my millennial money.


Hosted on Acast. See acast.com/privacy for more information.

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Episodes

733b what does a money coach do + the psychology of money
14-08-2024
733b what does a money coach do + the psychology of money
'The Quick Start-Guide to Investing' by Glen James & Nick Bradley is available here: https://amzn.to/3QNNrbvFinancial advisers and financial counsellors are pretty well known in the ecosystem of financial support, but not everyone may know what a money coach does. In today's episode Glen chats with Karen Eley, former financial adviser and Certified Money Coach at Women Talking Finance who shares how a money coach might work with you to achieve your financial goals. As money coaching is an emerging space, it's important to choose a coach with reputable qualifications such as a background in personal finance or formal education in money coaching. The episode touches on:πŸ‘‰πŸΎ what is a certified money coach?πŸ‘‰ Karen's backgroundπŸ‘‰πŸΏ what's the difference between a financial adviser, financial counsellor and money coach?πŸ‘‰πŸ» the most common emotions people experience with moneyπŸ‘‰ the core pain points a money coach can help withπŸ‘‰πŸΌ the 8 different money types (discover yours below!)πŸ‘‰πŸ½ some simple exercises you can do to uncover your values and beliefs around moneyTake the money type quiz here: https://bit.ly/46FRE7uThanks to Skye Wealth for supporting our Thursday show! Connect with the team hereWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.
733 superannuation beneficiaries, what if there is another GFC & what to do with a financial windfall
12-08-2024
733 superannuation beneficiaries, what if there is another GFC & what to do with a financial windfall
'The Quick Start-Guide to Investing' by Glen James & Nick Bradley is available here: https://amzn.to/3QNNrbvIn today's episode Glen & financial planner Rebecca Pritchard chat about:πŸ‘‰πŸ» superannuation beneficiaries & what happens to your super if you die without nominating oneπŸ‘‰ what if there is another GFC? Read Glen's blog on this hereπŸ‘‰πŸΌ Lexi's question - should I put $12k towards HECS, emergency fund, mortgage or invest?Thanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team hereWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.
732 employee share plans, impulsive spending, finding purpose in work & life + more
05-08-2024
732 employee share plans, impulsive spending, finding purpose in work & life + more
Glen's latest book 'The Quick Start-Guide to Investing' is available here:  https://amzn.to/3QNNrbvIn today's episode Glen and financial adviser Rebecca Pritchard chat about:πŸ‘‰πŸ» employee share plans - how they work + considerations for participating in oneπŸ‘‰πŸΎ an update on the Forever Projects fundraiserπŸ‘‰ Glen's impulsive spending momentπŸ‘‰πŸΌ tips for moving out of home for the first timeπŸ‘‰πŸ½ and a question on how to market your small businessThanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team hereWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.
731b first home buyer Q&A with a mortgage broker (buy now or wait, LMI, self-employed, HELP debt, rentvesting + more)
31-07-2024
731b first home buyer Q&A with a mortgage broker (buy now or wait, LMI, self-employed, HELP debt, rentvesting + more)
Glen's latest book 'The Quick Start-Guide to Investing' is available here: https://amzn.to/3QNNrbvIf getting into the property market is something you're working towards, securing your first home or investment could be sooner or more achievable than you think. In today's episode guest mortgage broker Genevieve aka Gell Fordham from Sphere Home Loans shares her top tips for first home buyers and answers your questions. The episode touches on:πŸ‘‰ should I buy now or wait until I have a bigger deposit?πŸ‘‰πŸ½ buying in strataπŸ‘‰ rentvestingπŸ‘‰πŸΌ engaging a mortgage brokerπŸ‘‰πŸΎ parental guarantees & the First Home Guarantee schemeπŸ‘‰πŸΏ is Lenders Mortgage Insurance (LMI) all that bad?πŸ‘‰πŸ» using First Home Super Saver (FHSS) scheme fundsπŸ‘‰πŸΌ how will debt / a car loan / HECS/HELP affect my borrowing capacity?πŸ‘‰πŸ½ I'm self-employed, how will it affect my ability to get a loan?πŸ‘‰πŸΎ what's the minimum deposit needed to secure a mortgage?πŸ‘‰πŸΏ how much $ will children affect my borrowing capacity?πŸ‘‰πŸ» can I spend money between getting my pre-approval and full approval?Thanks to Skye Wealth for supporting our Thursday show! Connect with the team hereWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.SYMO Interactive Pty Ltd & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.
730b Laura Henshaw on money, business, body image and building Kic wellness app
24-07-2024
730b Laura Henshaw on money, business, body image and building Kic wellness app
In today's episode special guest Laura Henshaw, co-founder and CEO of Kic App shares her story around money, learnings from her career & business journey and why she's so passionate about empowering people with wellness tools that focus on feeling good rather than looking good.Glen's latest book 'The Quick Start-Guide to Investing' is available here:  https://amzn.to/3QNNrbvDownload the KIC app and use promo code 'MMM' to get 1 month free: https://kicapp.com T&Cs. Offer only available for new and returning users of Kic until 30th October 2024. The discount applies to the first subscription period of your membership.
You can also find 🎧 KICPOD wherever you're listening to this podcast.Thanks to Skye Wealth for supporting our Thursday show! Connect with the team hereWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.money money money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.
730 interest rates & inflation, emergency funds & offset accounts, First Home Super Saver (FHSS) + more
22-07-2024
730 interest rates & inflation, emergency funds & offset accounts, First Home Super Saver (FHSS) + more
In today's Q&A Glen, John from this is property and Vince Scully from Life Sherpa chat about:πŸ‘‰πŸΎ are interest rates expected to increase?πŸ‘‰πŸΏ the costs of owning an investment property in strataπŸ‘‰πŸ½ how much should you have in your offset accountπŸ‘‰πŸΌ emergency funds - how much and where to keep itπŸ‘‰πŸ» withdrawing FHSS funds for other purposes if you change your mindπŸ‘‰ reportable fringe benefitsπŸ‘‰πŸΌ and the cost of livingThanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team hereGlen's latest book 'The Quick Start-Guide to Investing' is available here: https://amzn.to/3QNNrbvBook a clarity call with John hereWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.
729b inheritances & the intergenerational wealth transfer
17-07-2024
729b inheritances & the intergenerational wealth transfer
Over the coming decades, almost $5 trillion in assets is expected to be passed down from the Baby Boomer generation to younger Aussies. That's a lot of inheritances! In today's episode Glen chats with financial advisers Martin McGrath and James Millard about what this intergenerational wealth transfer means. They touch on:πŸ‘‰ ways that older generations can help their adult childrenπŸ‘‰πŸΌ gifting rules for individuals who receive the age pension or part pension πŸ‘‰πŸ½ is there an inheritance tax?πŸ‘‰πŸΎ considerations for receiving an inheritance  πŸ“˜ The Quick-Start Guide to Investing by Glen James & Nick Bradley: https://amzn.to/3QNNrbv πŸ“˜ Insufficient Funds by James Millard: https://amzn.to/4bR72iqThanks to Skye Wealth for supporting our Thursday show! Connect with the team hereWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.
729 seeding kid’s super, pocket money, credit card vs. charge card and impact on credit score + more
15-07-2024
729 seeding kid’s super, pocket money, credit card vs. charge card and impact on credit score + more
When's the right time to give your kid pocket money? Glen talks about this plus more with guest co-host & financial adviser Rebecca Pritchard. They touch on:πŸ‘‰πŸ» I'd like to kickstart my teen's super account, what are the rules and implications?πŸ‘‰ what age should you start giving your kid pocket money?πŸ‘‰πŸΌ what's the best way to furnish a new home?πŸ‘‰πŸ½ are credit cards / charge cards worth it for points plus implications to considerThanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team hereGlen's latest book 'The Quick Start-Guide to Investing' is available here: https://amzn.to/3QNNrbvWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.
728b mms: managing money as a single dad & life after separation
10-07-2024
728b mms: managing money as a single dad & life after separation
In today's my money episode Glen chats with Andy in our community. ⚠️ CW: This episode touches on suicide. If you are experiencing any issues in regards to your mental health please chat with your GP or contact Beyond Blue on 1300 22 4636 or Lifeline on 13 11 14. Andy shares his story of going through a shock separation, navigating co-parenting and doing life and money as a single dad. Thanks to Skye Wealth for supporting our Thursday show! Connect with the team hereGlen's latest book 'The Quick Start-Guide to Investing' is available here: https://amzn.to/3QNNrbvWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.
727b strata 101 (levies, strata title, by-laws, joining the committee, choosing a manager + more)
03-07-2024
727b strata 101 (levies, strata title, by-laws, joining the committee, choosing a manager + more)
If you're looking at buying an apartment or into a complex, it's probably part of a strata scheme. So what actually is strata? John from this is property chats with special guest Cassandra McLean from Your Strata Services who explains some common FAQs:πŸ‘‰πŸΎ what is strata?πŸ‘‰πŸΏ what is an owner's corporation?πŸ‘‰πŸ» how are special levies and the capital works fund determined?πŸ‘‰ what is the strata committee and how do I join it?πŸ‘‰πŸΌ what is the role of a strata manager?πŸ‘‰ what gets insured in a strata title?πŸ‘‰πŸ½ what are by laws?πŸ‘‰πŸΎ am I allowed to turn my property into an Airbnb?πŸ‘‰πŸΏ are pets allowed?πŸ‘‰πŸ» how do I choose the right strata management company?Learn more about John's Buyer's Advocate Services here: https://www.envisageproperty.com.au/Buying into strata in NSW? See how Cassandra can assist: https://www.your-strata-services.com/Thanks to Skye Wealth for supporting our Thursday show! Connect with the team hereGlen's latest book 'The Quick Start-Guide to Investing' is available here:  https://amzn.to/3QNNrbvWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.
727 changes from 1 July, what to do with your tax refund, career changes, is private health insurance worth it + more
01-07-2024
727 changes from 1 July, what to do with your tax refund, career changes, is private health insurance worth it + more
Happy new financial year! Why not take this as an opportunity to do a money audit? In today's episode special guest Kate Campbell, author of Buying Happiness and host of the Australian Finance Podcast joins Glen on the show to unpack some important changes that have kicked in from 1 July and answer your questions:πŸ‘‰πŸ» how should I use my tax refund?πŸ‘‰ I want to change career from marketing to speech pathologyπŸ‘‰πŸΌ Kate's interesting career journeyπŸ‘‰πŸ½ is it worth having private health & income insurance in a cost of living crisis?πŸ‘‰πŸΎ can I claim car expenses for work even after I’ve sold the car?πŸ‘‰πŸΏ what children's insurance isCheck out Kate's book, Buying Happiness: https://amzn.to/45LwkNsThanks to Sphere Home Loans for supporting the Tuesday show! Need a mortgage broker? Connect with the team hereWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.
726b the cost of a coffee
26-06-2024
726b the cost of a coffee
Coffee costs have been making headlines so we thought we'd bring in some industry professionals to shed some light on just how much it costs to make a cuppa. Ben Gleeson from Glee Coffee Roasters, Ri Bingham from Wildflower Espresso and Jack Scheeren from Talulah Cafe and Bowie Cafe join Glen on the show. They touch on:πŸ‘‰ changes to the cafe/coffee industry over the last 4 yearsπŸ‘‰πŸΌ a full break down of the expenses and profit behind a cup of coffee πŸ‘‰πŸ½ where do Aussies rank against other countries in the cost of a coffee?πŸ‘‰πŸΎ what about the $1 coffees I can grab from 7-eleven?πŸ‘‰πŸΏ some pretty eye opening statsπŸ‘‰πŸ» and moreSupport our guests πŸ‘‡Glee Coffee RoastersWildflower EspressoTalulah CafeBowie CafeThanks to Skye Wealth for supporting our Thursday show! Connect with the team hereWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online courses, books, resources and downloads (+ our disclaimers and warnings), click here.Any advice is general financial advice only which does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. If you do choose to buy a financial product read the product disclosure statement (PDS) and target market determination (TMD) and obtain appropriate financial advice tailored to your needs.this is money & Glen James are authorised representatives of MoneySherpa Pty Ltd which holds financial services licence 451289. Hosted on Acast. See acast.com/privacy for more information.