If I asked you what your surplus is in your cash flow, would you know the answer?

This is something you NEED to know and is foundational in your budgeting & long term goals.

Once you know that, what savings rate should you be using and should it be based on your gross or net income?

In this episode we discuss the importance of savings rates & knowing your cash flow surplus. This is the cornerstone to reaching your long term financial goals.

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